Car Loans
Home, personal, car, and education loans — rate comparisons, EMI calculators, and strategies to close your loan years early.
Car Loan Prepayment: Does It Actually Save Money? — Unlike home loans, most car loans are fixed-rate. This changes the math. Here's when prepaying a car loan saves you money and when it doesn't.
₹8 Lakh Car Loan — The EV Interest Discount Most Buyers Miss in 2026 — Banks now price "Green Car Loans" for EVs 0.20-0.25 percentage points cheaper than a standard car loan — a discount most buyers never ask for by name. Here's exactly how much that saves on a typical ₹8 lakh loan, bank by bank.
Two-Wheeler Loan Interest Rates & EMI Guide (2026): Bank vs NBFC — On the same ₹80,000 loan, a dealer-tied NBFC can cost thousands more in interest than your own bank — for a monthly EMI difference of under ₹300. Here is the actual rate gap, and what it buys you.
Used Car Loan Interest Rates & Eligibility in India (2026): The Complete Guide — Used car loans run meaningfully higher than new car loan rates and cap out at a lower loan-to-value — but for most buyers, they're still the cheapest way to finance a pre-owned vehicle. Here's what banks and NBFCs actually offer in 2026, and the rules that decide how much you can borrow and for how long.
Car Loan vs Personal Loan: Which Is Cheaper for Buying a Car in India? (2026) — You can buy a car on either a car loan or a personal loan, and the bank won't care which you choose — but the cost difference over a 5-year tenure can easily cross ₹80,000. The right answer depends on which car you're buying, how old it is, and one factor most buyers don't think about: who appears on the RC.
Electric Vehicle Loan in India 2026: Interest Rates, Subsidy Status and Which Banks Offer the Best Deals — Most guides to EV financing in India still quote a purchase subsidy that stopped applying weeks ago and a tax deduction that expired in 2023. Here's what's actually true for anyone taking an EV loan today: which banks undercut standard car loan rates, what subsidy is still live, and what isn't.
Car Loan Balance Transfer in India 2026: When Refinancing Actually Saves Money — A car loan taken two or three years ago at 11-12% looks expensive next to today's 8.5% rates for a borrower with a strong CIBIL score. Moving the loan to a cheaper lender sounds like free money — until the old bank's foreclosure charge and the new one's processing fee eat into exactly how much you actually save.