Income Protection Insurance in India 2026: Why It Doesn't Exist as a Standalone Policy — and the Riders That Do the Job Instead
Search "income protection insurance" and most results are written for the UK or US, where a monthly income-replacement policy is a mainstream product sold on its own. India doesn't really have one. What exists instead is a set of disability riders, each insurer structuring the payout completely differently, bolted onto a life insurance policy you have to buy first.
6 min Oct 14, 2026Read
