Cyber Insurance

Term, health, and vehicle insurance — what to buy, what to avoid, and how to get the best coverage without overpaying.

• Cyber Insurance for Individuals in India 2026: Is It Worth Buying? — RBI's zero-liability rule already protects you on unauthorised bank transactions reported within 3 working days — but most 2026 UPI scams work by tricking you into authorising the payment yourself, which falls outside that rule entirely. Here is what individual cyber insurance actually adds, what IRDAI's guidance document requires insurers to cover, and what it costs.