Cashback

Unbiased comparisons of 160+ cards — cashback, travel, fuel, and premium. We crunch the numbers so you don't have to.

• Best Cashback Credit Cards in India 2026 — Ranked by Net Annual Value — Cashback cards are the most transparent cards in India. Here are the 5 best ones, ranked by actual annual earning potential.
• Cashback Cards vs Reward Points Cards: Which Actually Gives You More in 2026? — Cashback cards are simple and consistent. Reward cards promise more but require effort. After banks slashed reward rates in 2025-26, the math has changed.
• SBI, HDFC & ICICI Cut Credit Card Rewards in 2026 — Here's How to Get More From What's Left — Every major Indian bank trimmed credit card rewards between January and May 2026 — SBI slashed its Cashback card's monthly cap, HDFC made lounge access spend-conditional, and Axis dropped top travel transfer partners. Here's exactly what changed and how to adapt.
• SBI Card's New Reward Rules 2026: The ₹60,000 Redemption Cap Explained — From April 1, 2026, SBI Card capped statement-credit redemption at 60,000 reward points a month, and from July 1, PhonePe SBI Card SELECT BLACK and PURPLE lost reward points on entire spending categories. Here's exactly what changed and how to still get value from your points.
• Axis Ace Credit Card Review 2026: Is the "2% Unlimited Cashback" Claim Still True? — Most roundups still describe the Axis Ace as a flat 2% cashback card with no cap. Both parts of that are now wrong — the base rate was cut in 2024, and the accelerated tiers share a monthly ceiling. Here is what the card actually pays in 2026.
• HDFC Millennia Credit Card Review 2026: Is 5% Cashback on 10 Brands Still Worth ₹1,000? — 5% CashPoints on Amazon, Flipkart, Swiggy, Zomato and six other brands looks generous on paper — until you hit the shared monthly cap. Here is the real annual value of HDFC's most popular cashback card, and who it actually suits in 2026.
• Flipkart Axis Bank Credit Card Review 2026: 5% Flipkart Cashback, 7.5% on Myntra — Who Should Actually Apply — The Flipkart Axis Bank Credit Card pairs a ₹500 fee with some of the highest e-commerce cashback rates on the market — but the caps and the merchant list matter more than the headline percentages. Here is the honest math on what it actually pays out.
• Amazon Pay ICICI Credit Card Review 2026: Is It Still India's Best Lifetime-Free Cashback Card? — The Amazon Pay ICICI Bank Credit Card is a Visa Platinum card (not Visa Signature) that costs nothing to own — ever — and earns 5% cashback on Amazon for Prime members. No lounge access, 3.5% forex markup, but the best lifetime-free cashback rate on Amazon.in in 2026.
• Credit Card Reward Points Expiry Rules 2026: HDFC, SBI, ICICI & Axis Compared — Reward points don't sit in your account forever — HDFC and SBI Card wipe them out after 2 years, while ICICI and Axis give you a full extra year. Most cardholders never check the expiry date until the points are already gone. Here's the bank-wise timeline and how to redeem before yours lapse.
• Is Credit Card Cashback Taxable in India? Income Tax Rules Explained (2026) — Cashback lands in your account feeling like free money, but the Income Tax Act doesn't always agree — cross a specific threshold and the taxman wants his share. Here's exactly when credit card cashback becomes taxable income in India, how it's treated differently for personal spends versus business expenses, and what to actually report in your ITR.
• Festive Season Credit Card Offers 2026: How to Maximise No-Cost EMI and Cashback on Amazon and Flipkart Sales — Bank instant discounts, no-cost EMI, and card cashback all get marketed together every festive season — but each is funded differently and has separate fine print. Stack them in the right order and a big-ticket purchase gets meaningfully cheaper; get the order or the caps wrong and some of that saving quietly disappears.