Olyv (SmartCoin) Personal Loan
Olyv India Fintech
Why choose this lender?
- Accepts no-CIBIL applicants — uses alternative data (bank statements)
- Minimum ₹1,000 with 10-minute approval
- Built for underserved Tier 2/3 city borrowers
Loan details
- Interest Rate
- 20% – 40% p.a.
- Loan Amount
- ₹1,000 – ₹2,00,000
- Tenure
- 3 – 12 months
- Processing Fee
- Flat ₹100–₹750
- Disbursal Speed
- 10 minutes
- Min. Monthly Income
- ₹10,000
- Rates verified
- 2026-07-06