MoneyView Personal Loan
Whizdm Innovations (MoneyView)
Why choose this lender?
- Lowest salary requirement in its category — ₹13,500/month minimum
- Loans from ₹5,000 to ₹10 lakh with flexible tenure up to 5 years
- Uses bank account transaction data instead of just CIBIL score
- Available in 3,000+ cities across India
Loan details
- Interest Rate
- 16% – 39% p.a.
- Loan Amount
- ₹5,000 – ₹10,00,000
- Tenure
- 3 – 60 months
- Processing Fee
- 2% of loan amount (min ₹1,000)
- Disbursal Speed
- 4 hours
- Min. Monthly Income
- ₹13,500
- Min. CIBIL Score
- 650
- Rates verified
- 2026-07-06