Kotak Mahindra Bank Personal Loan
Kotak Mahindra Bank
Why choose this lender?
- Nil prepayment charges after just 12 EMIs
- Flexible amount from ₹50K to ₹40L
- Quick disbursal for existing Kotak account holders
Loan details
- Interest Rate
- 10.99% – 24% p.a.
- Loan Amount
- ₹50,000 – ₹40,00,000
- Tenure
- 12 – 60 months
- Processing Fee
- 0–3% of loan amount
- Disbursal Speed
- Same day (existing Kotak account holders)
- Min. Monthly Income
- ₹20,000
- Min. CIBIL Score
- 700
- Rates verified
- 2026-07-06