InCred Personal Loan
InCred Finance
Why choose this lender?
- Available to self-employed and small business owners (rare in NBFCs)
- Considers alternate income sources — bank statement based approval
- Loans up to ₹30 lakh without salary slips
Loan details
- Interest Rate
- 16% – 40% p.a.
- Loan Amount
- ₹1,00,000 – ₹30,00,000
- Tenure
- 12 – 60 months
- Processing Fee
- 2–3% of loan amount
- Disbursal Speed
- 24–48 hours
- Min. Monthly Income
- ₹20,000
- Min. CIBIL Score
- 650
- Rates verified
- 2026-07-06