ICICI Bank Personal Loan
ICICI Bank
Why choose this lender?
- 3-second disbursal for ICICI pre-approved customers
- Loans up to ₹50 lakh — highest in the bank segment
- Up to 72-month tenure for manageable EMIs
- Balance transfer option from higher-rate lenders
Loan details
- Interest Rate
- 10.8% – 19% p.a.
- Loan Amount
- ₹50,000 – ₹50,00,000
- Tenure
- 12 – 72 months
- Processing Fee
- Up to 2.50% of loan amount
- Disbursal Speed
- 3 seconds (pre-approved); same day (new)
- Min. Monthly Income
- ₹30,000
- Min. CIBIL Score
- 720
- Rates verified
- 2026-07-06