HDFC Bank Personal Loan
HDFC Bank
Why choose this lender?
- 10-second disbursal for pre-approved customers — instant into HDFC account
- Loans up to ₹40 lakh with no collateral required
- Flexible 12–60 month tenure
- Available online 24/7 via net banking and mobile app
Loan details
- Interest Rate
- 10.85% – 24% p.a.
- Loan Amount
- ₹50,000 – ₹40,00,000
- Tenure
- 12 – 60 months
- Processing Fee
- 0.5–2.5% of loan amount (min ₹2,999)
- Disbursal Speed
- 10 seconds (pre-approved customers), 4 hours (new)
- Min. Monthly Income
- ₹25,000
- Min. CIBIL Score
- 700
- Rates verified
- 2026-07-06