Bajaj Finserv Personal Loan
Bajaj Finance
Why choose this lender?
- Longest tenure up to 8 years — lowest EMI option in NBFCs
- 5-minute disbursal on pre-approved Bajaj EMI Network card
- Flexi Loan: withdraw and repay multiple times from a limit
- Available in 4,000+ cities — widest physical network
Loan details
- Interest Rate
- 13% – 32% p.a.
- Loan Amount
- ₹20,000 – ₹40,00,000
- Tenure
- 1 – 96 months
- Processing Fee
- Up to 3.93% of loan amount
- Disbursal Speed
- 24 hours (new); 5 minutes (pre-approved EMI Network)
- Min. Monthly Income
- ₹20,000
- Min. CIBIL Score
- 685
- Rates verified
- 2026-07-06