Axis Bank Personal Loan

Axis Bank

Why choose this lender?

  • Nil prepayment charges after 24 EMIs
  • Step-down EMI option to reduce burden as loan matures
  • Doorstep service available in major cities

Loan details

Interest Rate
11.25% – 22% p.a.
Loan Amount
₹50,000 – ₹40,00,000
Tenure
12 – 60 months
Processing Fee
0.5–2% of loan amount
Disbursal Speed
24 hours (existing customers)
Min. Monthly Income
₹25,000
Min. CIBIL Score
700
Rates verified
2026-07-06

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