Yes Bank Marquee Credit Card
Yes Bank · Mastercard
Why this card?
- Earns reward points — the issuer does not clearly publish their rupee value
- ₹9,999 joining fee, ₹4,999 annual fee; renewal fee waived on ₹10 lakh yearly spend
- 24 domestic and unlimited international airport lounge visits a year
- 1% forex markup and 1% fuel surcharge waiver
Card details
- Issuer
- Yes Bank
- Network
- Mastercard
- Annual Fee
- ₹4,999
- Joining Fee
- ₹9,999
- Reward Type
- points
- Best Reward Rate
- 3% on all eligible spends (36 Yes Points per ₹200)
- Forex Markup
- 1%
- Domestic Lounge
- 24/yr
- Min. Monthly Income
- ₹1,00,000
- Rates verified
- 2026-10-06
Our verdict
Yes Bank Marquee offers 24 domestic lounge visits a year (6 per quarter, subject to prior-quarter spend) and unlimited international visits at a ₹4,999 annual fee (₹9,999 joining) — comparable to Axis Magnus on lounge benefits, with a low 1% forex markup and Yes Points on eligible spends. Yes Bank's banking stability has improved significantly, making this a credible premium option for those with a YES Bank relationship.
Pros
- 24 domestic lounge visits a year plus unlimited international visits
- 1% forex markup — one of the lowest rates in the premium segment
- Yes Points earned on eligible spends, with a straightforward earn structure
- Fuel surcharge waiver on transactions between ₹500 and ₹5,000
Cons
- ₹9,999 joining fee and ₹4,999 annual fee, with a ₹10 lakh waiver — expensive for lower-volume users
- Domestic lounge access depends on spending ₹1 lakh in the previous quarter
- Insurance, education, rent, wallet, railway and toll spends are excluded from points, and a ₹100 fee applies per redemption request
- Yes Points transfer options limited vs Axis EDGE Miles or HDFC reward points
- Yes Bank perception risk — though the bank has stabilised, some users remain cautious