Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank · Visa
Why this card?
- 5% back in coins on online shopping at Tata Neu partners; 1.5% on other spends
- ₹1,499 joining and annual fee; renewal fee waived on ₹3 lakh yearly spend
- 8 domestic and 4 international airport lounge visits a year
- 1% fuel surcharge waiver
Card details
- Issuer
- HDFC Bank
- Network
- Visa
- Annual Fee
- ₹1,499
- Joining Fee
- ₹1,499
- Reward Type
- coins
- Best Reward Rate
- 5% on online shopping at tataneu
- Forex Markup
- 3.5%
- Domestic Lounge
- 8/yr
- Min. Monthly Income
- ₹1,00,000
- Rates verified
- 2026-10-06
Our verdict
Tata Neu Infinity HDFC is a strong card for spenders embedded in the Tata ecosystem — 5% NeuCoins on non-EMI spends at Tata Neu and partner Tata brands covers a wide range of daily and aspirational spend. The 1.5% on other spends is reasonable, and 8 domestic plus 4 international lounge visits a year (domestic ones tied to ₹50,000 quarterly spend) add genuine travel value at ₹1,499/year. It needs a monthly income of ₹1 lakh.
Pros
- 5% NeuCoins on non-EMI spends at Tata Neu and partner Tata brands
- 8 domestic and 4 international lounge visits per year, with 2 domestic vouchers a quarter on ₹50,000+ quarterly spend
- 1.5% NeuCoins on non-Tata, non-UPI spends
- Annual fee waived at ₹3L annual spend
Cons
- NeuCoins locked to the Tata Neu app — cannot convert to cashback or transfer to other programs
- 3.5% forex markup; no NeuCoins on fuel, wallet, rent, government or gaming spends
- 1.5% outside Tata ecosystem is below average for a ₹1,499/year card