Standard Chartered Super Value Titanium Credit Card
Standard Chartered Bank · Mastercard
Why this card?
- 5% cashback on fuel, up to ₹200 a month; 0.17% on other spends
- ₹750 joining and annual fee; renewal fee waived on ₹90,000 yearly spend
- 1% fuel surcharge waiver
Card details
- Issuer
- Standard Chartered Bank
- Network
- Mastercard
- Annual Fee
- ₹750
- Joining Fee
- ₹750
- Reward Type
- cashback
- Best Reward Rate
- 5% on fuel (capped at ₹200/month)
- Forex Markup
- 3.5%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹25,000
- Rates verified
- 2026-10-06
Our verdict
Standard Chartered Super Value Titanium delivers on three common monthly spends — fuel, phone bills, and utility bills — with 5% cashback on each. The caps are small (₹200 a month on fuel, ₹200 on phone bills and ₹100 on utility bills), but for a predictable cashback on fixed monthly costs it is reliable and functional.
Pros
- 5% across three everyday expense categories — fuel, phone bills, utilities
- Simple to understand — no rotating categories
- Annual fee waiver achievable at ₹7,500/month spend
- Fuel surcharge waiver on top of 5% cashback
Cons
- Tight caps — ₹200/month on fuel, ₹200 on phone bills and ₹100 on utilities, about ₹500 a month in total
- Base rate is weak for general shopping — 1 reward point per ₹150, about 0.17% back
- No lounge access at this tier
- ₹750 annual fee is only waived at ₹90k spend — requires consistent usage