Standard Chartered EaseMyTrip Credit Card

Standard Chartered Bank · Visa

Why this card?

  • 2.5% back in reward points on travel at airlines and Hotels; 0.5% on other spends
  • ₹350 joining and annual fee; renewal fee waived on ₹50,000 yearly spend
  • 2 domestic airport lounge visits a year

Card details

Issuer
Standard Chartered Bank
Network
Visa
Annual Fee
₹350
Joining Fee
₹350
Reward Type
points
Best Reward Rate
2.5% on travel at airlines / hotels
Forex Markup
3.5%
Domestic Lounge
2/yr
Min. Monthly Income
₹25,000
Rates verified
2026-10-06

Our verdict

Standard Chartered EaseMyTrip is one of the more affordable travel co-branded cards in India at ₹350/year, waived at ₹50,000 annual spend. It earns 10 reward points per ₹100 (about 2.5%) on standalone airline and hotel websites, apps and outlets (not aggregators), gives 2 domestic lounge visits a year, and comes with instant EaseMyTrip discounts of 20% on hotels and 10% on flights, which are separate from the reward rate. It suits budget domestic travelers who book directly or on EaseMyTrip.

Pros

  • About 2.5% back in points on standalone airline and hotel bookings — strong for a ₹350 fee card
  • 2 domestic lounge visits per year
  • Instant EaseMyTrip discounts of 20% on hotels and 10% on flights add direct savings
  • Fee waived at ₹50,000 annual spend

Cons

  • The best discounts depend on EaseMyTrip, and the points rate does not apply on aggregators
  • Only about 0.5% back as points on all other spends — modest
  • No international lounge access
  • 3.5% forex markup — poor for overseas travel

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