Slice Credit Card
North East Small Finance Bank · RuPay
Why this card?
- 1% cashback on eligible spends
- Lifetime free — no joining or annual fee
- Zero forex markup
Card details
- Issuer
- North East Small Finance Bank
- Network
- RuPay
- Annual Fee
- Lifetime Free
- Joining Fee
- None
- Reward Type
- cashback
- Best Reward Rate
- 1% on all eligible spends
- Forex Markup
- Zero
- Domestic Lounge
- None
- Min. Monthly Income
- ₹12,000
- Rates verified
- 2026-10-06
Our verdict
The slice UPI credit card is uniquely valuable as a UPI credit card — it works on QR code payments anywhere UPI is accepted, making credit accessible in places where a physical card swipe is unavailable. The 1% cashback and zero fee are useful, but this is primarily a credit-building and UPI-credit tool, not a reward maximiser.
Pros
- Works as a UPI credit card — scan and pay anywhere QR payments are accepted
- Lifetime free with 1% cashback on eligible spends (up to 3% with a ₹5 lakh+ quarterly average balance in a slice savings account)
- Low minimum income requirement at ₹12,000/month
- Flexible repayment — pay minimum or full, choose your EMI
Cons
- Only 1% cashback for most users — fuel, rent, wallet, education, insurance, utilities and government spends earn nothing
- No lounge access or elevated rewards categories
- Issued by slice small finance bank (formerly North East Small Finance Bank) — lower brand recognition vs ICICI or HDFC