Standard Chartered Manhattan Platinum Credit Card
Standard Chartered Bank · Visa
Why this card?
- 5% cashback on groceries; 0.5% on other spends
- ₹999 joining and annual fee; renewal fee waived on ₹1.2 lakh yearly spend
- 1% fuel surcharge waiver
Card details
- Issuer
- Standard Chartered Bank
- Network
- Visa
- Annual Fee
- ₹999
- Joining Fee
- ₹999
- Reward Type
- cashback
- Best Reward Rate
- 5% on groceries
- Forex Markup
- 3.5%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹25,000
- Rates verified
- 2026-10-06
Our verdict
Manhattan Platinum is a straightforward supermarket cashback card — 5% back on groceries, supermarkets and departmental stores, credited directly to your statement. Other spends earn reward points at about 0.5% back rather than cashback. A household staple for families that spend ₹5,000+ monthly at supermarkets.
Pros
- 5% on supermarkets is one of the highest grocery cashback rates in India
- The grocery cashback is credited directly to the statement — no points to track for that spend
- Fee waiver at ₹1.2L annual spend is achievable for most nuclear families
- Non-grocery purchases still earn about 0.5% back as reward points
Cons
- Only about 0.5% back, as points rather than cashback, on non-grocery spends
- Online grocery delivery apps may not qualify as supermarkets — check merchant category codes
- No lounge or travel benefits makes it purely a daily-use companion card
- 3.5% forex means it's a poor fit for international spending