SBI SimplyCLICK Credit Card
SBI Cards · Visa
Why this card?
- 2.5% back in reward points on entertainment at BookMyShow, up to ₹2,500 a month; 0.25% on other spends
- ₹499 joining and annual fee; renewal fee waived on ₹1 lakh yearly spend
- 1% fuel surcharge waiver
Card details
- Issuer
- SBI Cards
- Network
- Visa
- Annual Fee
- ₹499
- Joining Fee
- ₹499
- Reward Type
- points
- Best Reward Rate
- 2.5% on entertainment at bookmyshow (capped at ₹2500/month)
- Forex Markup
- 3.5%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹20,000
- Rates verified
- 2026-10-06
Our verdict
SBI SimplyCLICK delivers 10X reward points (about 2.5% value) on partner platforms and 5X on other online spends for just ₹499/year (waived at ₹1L spend), making it a strong pick for multi-platform online shoppers who want structured rewards rather than flat cashback. The 1X base rate on offline spends and no lounge access keep it as an online-focused card, not an everyday all-rounder.
Pros
- 10X reward points on Apollo 24x7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds and Yatra
- 5X on Swiggy and other online spends
- ₹499 annual fee waived at just ₹1L annual spend — very achievable
- Part of SBI's wide-acceptance network across India
Cons
- Only 1X on offline spends — very low for a card asking ₹499/year
- Rewards in SBI points, not direct cashback — requires redemption via SBI card portal
- No lounge access whatsoever