SBI Card Miles Prime
SBI Cards · Mastercard
Why this card?
- 2% back in miles on travel; 1% on other spends
- ₹2,999 joining and annual fee; renewal fee waived on ₹10 lakh yearly spend
- 8 domestic and 4 international airport lounge visits a year
- 1% fuel surcharge waiver
Card details
- Issuer
- SBI Cards
- Network
- Mastercard
- Annual Fee
- ₹2,999
- Joining Fee
- ₹2,999
- Reward Type
- miles
- Best Reward Rate
- 2% on travel
- Forex Markup
- 2.5%
- Domestic Lounge
- 8/yr
- Min. Monthly Income
- ₹50,000
- Rates verified
- 2026-10-06
Our verdict
SBI Card Miles Prime is a travel card with 8 domestic and 4 international lounge visits a year at a ₹2,999 annual fee. Travel spends (airlines, hotels, travel agencies) earn 4 Travel Credits per ₹200, worth ₹1 each when converted to Air Miles or hotel points (about 2% value), against about 1% on other eligible spends. The fee is waived at ₹10 lakh annual spend, which is a high bar for occasional travellers.
Pros
- 4 Travel Credits per ₹200 on travel spends — about 2% value when converted to Air Miles or hotel points
- 8 domestic and 4 international lounge visits a year
- 2.5% forex markup — lower than SBI's standard 3.5%
- Annual fee waived at ₹10 lakh spend
Cons
- About 1% value on other eligible spends — modest base earn rate, and fuel, rent, utilities and wallet spends earn nothing
- Only 4 international lounge visits a year
- Credits are worth about half (1%) if redeemed on travel bookings