RBL Bank Cookies Credit Card
RBL Bank · Mastercard
Why this card?
- 10% back in reward points on dining and food delivery at Zomato, up to ₹300 a month; 0.2% on other spends
- ₹1,200 annual fee
- 1% fuel surcharge waiver
Card details
- Issuer
- RBL Bank
- Network
- Mastercard
- Annual Fee
- ₹1,200
- Joining Fee
- None
- Reward Type
- points
- Best Reward Rate
- 10% on dining at zomato (capped at ₹300/month)
- Forex Markup
- 3.5%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹20,000
- Rates verified
- 2026-10-06
Our verdict
RBL Cookies is a lifestyle card aimed at younger urban users — 10% cashback on Zomato, Myntra and Uber (₹300 per brand, ₹900 a month in total) and 10% off BookMyShow (up to ₹300 a month) cover the core social spending categories. It carries a ₹1,200 annual fee. The 0.2% offline base rate is weak, but the card earns its place as a companion card for social spending.
Pros
- Membership fee of ₹100 + GST a month is waived for the next month after ₹5,000+ eligible spend in a month
- 10% cashback on Zomato, Myntra and Uber (₹300 per brand, ₹900 a month in total) and 10% off BookMyShow up to ₹300 a month
- ₹1,000 welcome voucher, plus ₹1,000 milestone vouchers at ₹2 lakh and ₹5 lakh annual spend
- Low barrier — ₹20,000 monthly income requirement
Cons
- 0.2% back on offline spends — minimal reward outside the partner offers
- No lounge, no travel, no insurance benefits
- RBL Bank has a smaller branch and ATM network than major banks
- Reward points are worth up to ₹0.20 each and every redemption carries a ₹99 + GST fee