Kotak League Platinum Credit Card
Kotak Mahindra Bank · Visa
Why this card?
- 0.53% back in reward points on travel and groceries; 0.27% on other spends
- ₹499 joining and annual fee; renewal fee waived on ₹50,000 yearly spend
- 1% fuel surcharge waiver
Card details
- Issuer
- Kotak Mahindra Bank
- Network
- Visa
- Annual Fee
- ₹499
- Joining Fee
- ₹499
- Reward Type
- points
- Best Reward Rate
- 0.53% on travel
- Forex Markup
- 3.5%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹41,667
- Rates verified
- 2026-10-06
Our verdict
Kotak League Platinum is a simple low-fee points card — 8 reward points per ₹150 (about 0.5% back as points) on travel agencies, airlines, electronics, durable goods and departmental stores, and about 0.27% back on most other spends until annual spend crosses ₹2 lakh. Points can be converted to cash, though at a reduced value. The ₹499 annual fee is waived at ₹50,000 retail spend, and the card needs a monthly income of about ₹41,667.
Pros
- 8 reward points per ₹150 (about 0.53% back) on travel agencies, airlines, electronics, durable goods and departmental stores
- All spends earn 8 points per ₹150 once annual spend crosses ₹2 lakh
- Points convertible to cash — though at a reduced value of about 0.19% back
- Annual fee waived at ₹50,000 retail spend
Cons
- No lounge access
- 3.5% forex markup — not for international use
- Base earn is about 0.27% back as points until ₹2 lakh annual spend, and cash conversion lowers it further