Jupiter Edge CSB Bank Credit Card
CSB Bank · RuPay
Why this card?
- 2% cashback on travel, dining and food delivery and online shopping, up to ₹3,000 a month; 0.4% on other spends
- Lifetime free — no joining or annual fee
- 1% fuel surcharge waiver
Card details
- Issuer
- CSB Bank
- Network
- RuPay
- Annual Fee
- Lifetime Free
- Joining Fee
- None
- Reward Type
- cashback
- Best Reward Rate
- 2% on online spends — e-commerce, subscriptions, and food delivery
- Forex Markup
- 3.5%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹15,000
- Rates verified
- 2026-10-06
Our verdict
Jupiter Edge pairs a zero joining and annual fee with rewards paid as Jewels — about 2% back on one category you choose (travel, food or shopping, capped per billing cycle) and about 0.4% on other spends, with a 3.5% forex markup. The Jupiter app experience sets a benchmark for fintech-first credit card management in India.
Pros
- About 2% back on a category you pick is generous for a card with no joining or annual fee
- The bonus category can be changed every 3 billing cycles to follow your spending
- No joining or annual fee, so the card costs nothing to hold
- Jupiter app's UX is one of the best for tracking and managing card spending in India
Cons
- No lounge access at zero fee — you'll need a paid card alongside for airport benefits
- 3.5% forex markup, so it is not a low-forex option
- CSB Bank is a smaller scheduled commercial bank — fewer branch/ATM locations
- Credit limit can be lower for first-time applicants vs established bank cards
- Rewards come as Jewels worth Re 0.20 each on vouchers and flights but Re 0.14 as statement credit or cash