IndusInd Bank Platinum Aura Edge Credit Card
IndusInd Bank · Visa
Why this card?
- 0.35% back in reward points on eligible spends
- Lifetime free — no joining or annual fee
- 1% fuel surcharge waiver
Card details
- Issuer
- IndusInd Bank
- Network
- Visa
- Annual Fee
- Lifetime Free
- Joining Fee
- None
- Reward Type
- points
- Best Reward Rate
- 2% on all eligible spends (2 RP per ₹100)
- Forex Markup
- 3.5%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹25,000
- Rates verified
- 2026-10-06
Our verdict
The original IndusInd Platinum Aura is discontinued for new sourcing; the card now on sale is the IndusInd Platinum Aura Edge. It is a basic lifestyle card with no joining or annual fee and a minimum monthly income of ₹25,000. Rewards come through reward plans rather than one flat rate, and there is no lounge access. It makes sense primarily for IndusInd Bank customers who want a no-cost entry card, but better-value alternatives exist.
Pros
- Reward plans with higher earn on select merchant categories
- Lifetime free — no joining or annual fee, and no spend needed to keep it
- Lifestyle discounts on dining and movies from IndusInd
- Fuel surcharge waiver
Cons
- No lounge access
- 3.5% forex markup — not useful internationally
- Reward value is modest — non-cash redemptions are worth about ₹0.35 per point, and fuel and rent earn no points