IndusInd Bank Legend Credit Card
IndusInd Bank · Visa
Why this card?
- 0.5% back in reward points on eligible spends
- ₹9,999 joining and annual fee
- 1% fuel surcharge waiver
Card details
- Issuer
- IndusInd Bank
- Network
- Visa
- Annual Fee
- ₹9,999
- Joining Fee
- ₹9,999
- Reward Type
- points
- Best Reward Rate
- 0.5% on all eligible spends
- Forex Markup
- 1.8%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹2,00,000
- Rates verified
- 2026-10-06
Our verdict
IndusInd Legend is a premium card whose lounge access was discontinued on 7 March 2025, so the travel angle is now thin. What remains is a low 1.8% forex markup and modest reward points — about 0.5% back as points on weekdays and about 1% on weekends. The fee terms should be confirmed with the issuer before applying.
Pros
- Weekend spends earn 2 reward points per ₹100, double the weekday rate
- 1.8% forex markup — among the lowest in the premium category
- Fuel surcharge waiver
Cons
- No lounge access since 7 March 2025
- IndusInd Bank's smaller branch and ATM network vs HDFC or ICICI
- Reward earn is modest — about 0.5% back as points on weekdays and about 1% on weekends, with no points on fuel, rent or utilities