IndusInd Bank Avios Credit Card
IndusInd Bank · Visa
Why this card?
- 0.75% back in miles on international spends; 0.38% on other spends
- ₹10,000 joining fee, ₹5,000 annual fee
- 8 domestic and 8 international airport lounge visits a year
- 1% fuel surcharge waiver
Card details
- Issuer
- IndusInd Bank
- Network
- Visa
- Annual Fee
- ₹5,000
- Joining Fee
- ₹10,000
- Reward Type
- miles
- Best Reward Rate
- 3% on 3X Avios miles on eligible spends (1.5 Avios per ₹50 spent)
- Forex Markup
- 3.5%
- Domestic Lounge
- 8/yr
- Min. Monthly Income
- ₹1,00,000
- Rates verified
- 2026-10-06
Our verdict
IndusInd Bank Avios Visa Infinite Credit Card earns Avios miles through partnerships with Qatar Airways Privilege Club and British Airways Executive Club — useful for travellers who fly those airlines. Avios are a versatile frequent flyer currency. With a ₹10,000 joining fee, a ₹5,000 annual fee and a 3.5% forex markup (1.5% only at your selected preferred international destination), it suits people who will actually use the miles and the lounge access.
Pros
- Earns Avios miles linked to Qatar Airways Privilege Club and British Airways Executive Club
- 6 Avios per ₹200 at your preferred international destination and 5 per ₹200 on the Qatar Airways and British Airways website and app
- 1.5% forex markup at your preferred international destination
- 2 domestic + 2 international lounge visits per quarter (8 + 8 a year)
Cons
- ₹10,000 joining fee plus ₹5,000 annual fee, with no spend-based waiver
- 3.5% forex markup everywhere except your preferred destination
- Avios value depends on route availability and seat inventory
- IndusInd may have less branch support than HDFC/SBI for disputes
- Relatively niche if BA or Qatar Airways routes aren't your primary travel