ICICI Bank MakeMyTrip Platinum Credit Card
ICICI Bank · Visa
Why this card?
- 0.38% back in reward points on travel at MakeMyTrip; 0.13% on other spends
- ₹500 joining fee, no annual fee after joining
- 4 domestic airport lounge visits a year
- 1% fuel surcharge waiver
Card details
- Issuer
- ICICI Bank
- Network
- Visa
- Annual Fee
- Lifetime Free
- Joining Fee
- ₹500
- Reward Type
- points
- Best Reward Rate
- 5% on 5% back as My Cash on MakeMyTrip flight, hotel, and holiday bookings
- Forex Markup
- 3.5%
- Domestic Lounge
- 4/yr
- Min. Monthly Income
- ₹20,000
- Rates verified
- 2026-10-06
Our verdict
ICICI Bank MakeMyTrip Platinum credits myCash on MakeMyTrip bookings: 3 points per ₹200 on hotels and 2 per ₹200 on flights, with 1 point per ₹200 on domestic spends. There is a ₹500 joining fee and no annual fee, and 4 domestic lounge visits a year (one per quarter, subject to ₹75,000 spend in the prior quarter) plus 4 railway lounge visits. For MakeMyTrip loyalists, the myCash directly offsets future booking costs, but the earn rate is low in rupee terms.
Pros
- myCash earned on MakeMyTrip bookings directly reduces next booking cost
- 4 domestic airport lounge visits a year (one per quarter) plus 4 railway lounge visits
- No annual fee; ₹500 joining fee
- Welcome benefit of a MakeMyTrip holiday voucher plus ₹500 myCash
Cons
- MakeMyTrip-locked rewards — My Cash unusable outside MMT
- 3.5% forex markup — poor for international travel
- No international lounge access, and each quarterly lounge visit needs ₹75,000 spend in the prior quarter
- Earn rates are low in rupee terms (about 0.25% on flights and 0.375% on hotels)