ICICI Bank HPCL Super Saver Credit Card

ICICI Bank · Visa

Why this card?

  • 5% back in reward points on fuel at Hpcl; 0.5% on other spends
  • ₹500 joining and annual fee; renewal fee waived on ₹1.5 lakh yearly spend
  • 4 domestic airport lounge visits a year
  • 1% fuel surcharge waiver

Card details

Issuer
ICICI Bank
Network
Visa
Annual Fee
₹500
Joining Fee
₹500
Reward Type
points
Best Reward Rate
5% on fuel at hpcl
Forex Markup
3.5%
Domestic Lounge
4/yr
Min. Monthly Income
₹20,000
Rates verified
2026-10-06

Our verdict

The ICICI HPCL Super Saver steps up from the HPCL Coral with 5% savings on fuel at HPCL pumps and on the HP Pay app, making it one of the stronger fuel cards for HP pump loyalists. The ₹500 annual fee is waived on ₹1.5 lakh of annual spend.

Pros

  • 5% savings on HPCL fuel is well above the up to 3.5% the Coral offers — a clear upgrade
  • Fuel surcharge waiver adds to the effective savings on fuel transactions
  • 2,000 reward points on joining help offset the first year fee
  • ₹500 annual fee is low risk, and is waived on ₹1.5 lakh of annual spend

Cons

  • The fuel benefit applies only at HPCL pumps and on the HP Pay app — Bharat Petroleum and Indian Oil users get nothing special
  • Only 4 domestic lounge visits and no international lounge benefit — mainly a fuel-optimised card
  • 3.5% forex makes it unsuitable for any international spending
  • Reward redemption via ICICI reward portal — not direct cashback

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