ICICI Bank HPCL Coral Credit Card
ICICI Bank · Visa
Why this card?
- 3.5% cashback on fuel at Hpcl; 0.5% on other spends
- ₹199 joining and annual fee; renewal fee waived on ₹50,000 yearly spend
- 1% fuel surcharge waiver
Card details
- Issuer
- ICICI Bank
- Network
- Visa
- Annual Fee
- ₹199
- Joining Fee
- ₹199
- Reward Type
- cashback
- Best Reward Rate
- 3.5% on fuel at hpcl
- Forex Markup
- 3.5%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹20,000
- Rates verified
- 2026-10-06
Our verdict
ICICI HPCL Coral has a low annual fee of ₹199, and offers up to 3.5% savings on fuel at HPCL pumps, which includes the surcharge waiver. The fee is waived on ₹50,000 of annual spend. Best as a secondary fuel card if you fill up at HPCL regularly.
Pros
- ₹199 annual fee — very low for a fuel card
- Up to 3.5% savings on fuel at HPCL pumps
- 1% fuel surcharge waiver at HPCL
- Low fee waiver threshold at ₹50,000 annual spend
Cons
- The 3.5% is an upper figure; conditions and caps are not stated by the issuer, so actual savings may be lower
- Benefits are HPCL-only — no value at IndianOil or BPCL
- No lounge access, no travel or lifestyle benefits