HDFC Bank Tata Neu Plus Credit Card
HDFC Bank · Visa
Why this card?
- 2% back in coins on online shopping at Tata Neu partners; 1% on other spends
- ₹499 joining and annual fee; renewal fee waived on ₹1 lakh yearly spend
- 4 domestic airport lounge visits a year
- 1% fuel surcharge waiver
Card details
- Issuer
- HDFC Bank
- Network
- Visa
- Annual Fee
- ₹499
- Joining Fee
- ₹499
- Reward Type
- coins
- Best Reward Rate
- 2% on online shopping at tataneu
- Forex Markup
- 3.5%
- Domestic Lounge
- 4/yr
- Min. Monthly Income
- ₹25,000
- Rates verified
- 2026-10-06
Our verdict
Tata Neu Plus is the entry-level Tata co-branded card — 2% NeuCoins on non-EMI spends at Tata Neu and partner Tata brands at just ₹499/year is a low-commitment way to start earning in the Tata ecosystem. It also offers 1 domestic lounge visit a quarter on ₹50,000 of quarterly spend, and the fee is waived at ₹1 lakh of annual spend. Consider the higher Tata Neu Infinity card if your Tata spending is substantial.
Pros
- 2% NeuCoins on non-EMI spends at Tata Neu and partner Tata brands — solid entry-level Tata reward
- 1% NeuCoins on other eligible non-UPI spends
- Low ₹499 annual fee with easy ₹1 lakh waiver
- Fuel surcharge waiver and up to 4 domestic lounge visits a year (1 a quarter on ₹50,000 spend)
Cons
- 2% is the best rate on offer — consider the higher-tier Tata Neu card if Tata spend is high
- No NeuCoins on fuel, wallet, rent, government and gaming spends
- No international lounge access, and domestic visits need ₹50,000 spend in the quarter