HDFC Bank Marriott Bonvoy Credit Card
HDFC Bank · Visa
Why this card?
- 1.33% back in reward points on travel at Marriott; 0.33% on other spends
- ₹3,000 joining and annual fee
- 12 domestic airport lounge visits a year
Card details
- Issuer
- HDFC Bank
- Network
- Visa
- Annual Fee
- ₹3,000
- Joining Fee
- ₹3,000
- Reward Type
- points
- Best Reward Rate
- 8% on Marriott properties worldwide (8 Bonvoy points per ₹150)
- Forex Markup
- 2%
- Domestic Lounge
- 12/yr
- Min. Monthly Income
- ₹1,00,000
- Rates verified
- 2026-10-06
Our verdict
HDFC Marriott Bonvoy is a hotel co-branded card aimed at Marriott loyalists. The welcome Free Night Award (valued at 15,000 Bonvoy points) can offset a good part of the ₹3,000 fee if redeemed at a suitable property, and further Free Night Awards are offered at ₹6 lakh, ₹9 lakh and ₹15 lakh of annual spend. It also includes 12 domestic lounge visits a year.
Pros
- Welcome Free Night Award (valued at 15,000 Bonvoy points) can offset a good part of the fee
- Automatic Silver Elite status gives benefits at properties
- 8 points per ₹150 at Marriott Bonvoy hotels
- 12 domestic lounge visits a year
- 2% forex markup is competitive for a hotel card
Cons
- ₹3,000 fee with no spend waiver option
- Points useless outside Marriott ecosystem
- General spends earn only 2 Bonvoy points per ₹150
- Rewards primarily useful only for Marriott stays