HDFC Bank Pixel Play Credit Card
HDFC Bank · Visa
Why this card?
- 5% cashback on entertainment at BookMyShow; 1% on other spends
- ₹500 joining and annual fee; renewal fee waived on ₹1 lakh yearly spend
- 1% fuel surcharge waiver
Card details
- Issuer
- HDFC Bank
- Network
- Visa
- Annual Fee
- ₹500
- Joining Fee
- ₹500
- Reward Type
- cashback
- Best Reward Rate
- 5% on entertainment at bookmyshow
- Forex Markup
- 3.5%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹25,000
- Rates verified
- 2026-10-06
Our verdict
The Pixel Play's pack-select model is clever — 5% on any two packs you choose (dining and entertainment, travel, grocery, electronics or fashion), 3% on Amazon, Flipkart or PayZapp, and 1% everywhere else. It works best for spenders whose top categories don't change month to month and who can hit the ₹1 lakh fee waiver spend.
Pros
- 5% on two self-selected packs is above-market for a ₹500 annual fee card
- Customisable model lets the card adapt to your life rather than forcing a fixed reward structure
- 3% on Amazon, Flipkart or PayZapp adds value for online shoppers
- 1% base on all spends ensures the card earns something on every transaction
Cons
- Pack selection must be done thoughtfully — poor choice dilutes value significantly
- No lounge access at any milestone spend level
- 3.5% forex makes overseas use costly
- Cashback typically credited as statement credit with a redemption process — not always instant