Canara Bank RuPay Platinum Credit Card
Canara Bank · RuPay
Why this card?
- 0.5% back in reward points on eligible spends
- Lifetime free — no joining or annual fee
- 4 domestic airport lounge visits a year
- 1% fuel surcharge waiver
Card details
- Issuer
- Canara Bank
- Network
- RuPay
- Annual Fee
- Lifetime Free
- Joining Fee
- None
- Reward Type
- points
- Best Reward Rate
- 2% on all eligible purchases
- Forex Markup
- 3%
- Domestic Lounge
- 4/yr
- Min. Monthly Income
- ₹25,000
- Rates verified
- 2026-10-06
Our verdict
Canara Bank RuPay Platinum is a basic government-bank credit card targeted at existing Canara account holders, with no joining or annual fee. The rewards are minimal at about 0.5% back as points, but the lifetime-free pricing and 4 complimentary domestic lounge visits a year make it a practical entry point for the PSU banking segment.
Pros
- Lifetime free — no joining or annual fee
- RuPay network with domestic and international acceptance
- Fuel surcharge reimbursement, capped at ₹100 a month and subject to conditions
- 4 complimentary domestic lounge visits a year
Cons
- Weak reward rate (about 0.5% back as points) vs private bank credit cards
- No international lounge access
- International usage has to be activated via net or mobile banking, and forex markup is 3%
- Canara Bank digital experience lags private banks