Axis Bank Privilege Credit Card
Axis Bank · Mastercard
Why this card?
- 1% back in reward points on eligible spends
- ₹1,500 joining and annual fee; renewal fee waived on ₹5 lakh yearly spend
- 8 domestic airport lounge visits a year
- 1% fuel surcharge waiver
Card details
- Issuer
- Axis Bank
- Network
- Mastercard
- Annual Fee
- ₹1,500
- Joining Fee
- ₹1,500
- Reward Type
- points
- Best Reward Rate
- 1% on all eligible spends
- Forex Markup
- 3.5%
- Domestic Lounge
- 8/yr
- Min. Monthly Income
- ₹50,000
- Rates verified
- 2026-10-06
Our verdict
Axis Privilege is a ₹1,500-a-year points card that earns a flat 10 EDGE points per ₹200 (about 1% back) on eligible spends, with 8 domestic lounge visits a year and a fuel surcharge waiver. It adds a 10,000-point milestone at ₹2.5 lakh annual spend and 12,500 activation points. Insurance, rent, fuel, education, utilities, government, wallet, gold, gift card and toll spends earn no points.
Pros
- Flat 10 EDGE points per ₹200 (about 1% back) on all eligible spends
- 10,000 EDGE points (₹2,000 value) milestone at ₹2.5 lakh annual spend
- 12,500 activation points (worth ₹2,500)
- 8 domestic lounge visits a year (2 per quarter, with ₹50,000 spend in the prior three months)
Cons
- 3.5% forex markup — not for international use
- No international lounge access
- ₹5L annual spend needed for fee waiver requires consistent usage
- Insurance, rent, fuel, education, utilities, government and wallet spends earn no points