Axis Bank Horizon Credit Card
Axis Bank · Visa
Why this card?
- 5% back in miles on travel at Traveledge and airlines; 2% on other spends
- ₹3,000 joining and annual fee
- 32 domestic and 8 international airport lounge visits a year
- 1% fuel surcharge waiver
Card details
- Issuer
- Axis Bank
- Network
- Visa
- Annual Fee
- ₹3,000
- Joining Fee
- ₹3,000
- Reward Type
- miles
- Best Reward Rate
- 5% on travel at traveledge / airlines
- Forex Markup
- 3.5%
- Domestic Lounge
- 32/yr
- Min. Monthly Income
- ₹50,000
- Rates verified
- 2026-10-06
Our verdict
Axis Horizon is a mid-tier Axis travel card earning 5 EDGE Miles per ₹100 on Axis Travel EDGE and direct airline websites, and 2 per ₹100 elsewhere. It comes with 32 domestic and 8 international lounge visits a year, but the forex markup is 3.5%. The fee is ₹3,000 a year with no spend-based waiver listed, so it suits moderate travellers who value lounge access.
Pros
- 32 domestic and 8 international lounge visits a year — generous for a ₹3,000 fee
- 5 EDGE Miles per ₹100 on Travel EDGE and direct airline spends
- 5,000 EDGE Miles welcome bonus on a first transaction of ₹1,000 or more within 30 days
- Fuel surcharge waiver on eligible fuel spends
Cons
- ₹3,000 annual fee with no spend-based waiver listed
- 3.5% forex markup — not for overseas spends
- Edge Miles redemption value varies by transfer partner
- International lounge access is limited to 8 visits a year (2 per quarter)