Axis Bank Atlas Credit Card
Axis Bank · Visa
Why this card?
- 5% back in miles on travel at Traveledge, airlines and Hotels; 2% on other spends
- ₹5,000 joining and annual fee
- 8 domestic and 4 international airport lounge visits a year
- 1% fuel surcharge waiver
Card details
- Issuer
- Axis Bank
- Network
- Visa
- Annual Fee
- ₹5,000
- Joining Fee
- ₹5,000
- Reward Type
- miles
- Best Reward Rate
- 5% on travel at traveledge / airlines / hotels
- Forex Markup
- 3.5%
- Domestic Lounge
- 8/yr
- Min. Monthly Income
- ₹1,00,000
- Rates verified
- 2026-10-06
Our verdict
Axis Atlas is a tiered travel card: the base earn is 2 EDGE Miles per ₹100, rising to 5 per ₹100 only on Travel EDGE, direct airline and direct hotel spends. Lounge access and annual miles scale with your tier (Silver, Gold, Platinum), and milestone miles unlock at ₹3 lakh, ₹7.5 lakh and ₹15 lakh. The ₹5,000 fee and 3.5% forex markup make it a domestic-heavy travel card rather than a bargain for overseas spend, so the "5 miles per ₹100 on everything" claims on many sites are wrong.
Pros
- 5 EDGE Miles per ₹100 on Travel EDGE, airline and hotel spends
- Tiered lounge access of 8, 12 or 18 domestic visits a year, with 4 international visits at the Silver tier
- Milestone miles up to 10,000 across three spend levels
- 1% fuel surcharge waiver on eligible fuel spends
Cons
- Base earn is only 2 miles per ₹100
- 3.5% foreign-currency markup
- No spend-based annual fee waiver listed
- Benefits depend on your tier, so confirm what you will actually get
Frequently Asked Questions
What is the annual fee of the Axis Atlas card?
The annual fee is ₹5,000 plus GST. Axis does not list a spend-based waiver on its Atlas pages.
How many miles does Axis Atlas earn?
2 EDGE Miles per ₹100 on eligible spends and 5 EDGE Miles per ₹100 on Travel EDGE, direct airline and direct hotel spends.
How many lounge visits does Axis Atlas give?
Domestic lounge visits depend on your tier: 8 for Silver, 12 for Gold and 18 for Platinum, per Axis Bank. International access is also tiered, so check the tier table on the Axis site.
What are the Atlas milestone benefits?
Axis credits 2,500 EDGE Miles at ₹3 lakh of spend, a further 2,500 at ₹7.5 lakh and 5,000 at ₹15 lakh.
What is the forex markup on Axis Atlas?
Axis lists a 3.5% foreign-currency transaction fee on the Atlas card.