Amazon Pay ICICI Bank Credit Card
ICICI Bank · Visa
Why this card?
- 5% cashback on online shopping at Amazon; 1% on other spends
- Lifetime free — no joining or annual fee
- 1% fuel surcharge waiver
Card details
- Issuer
- ICICI Bank
- Network
- Visa
- Annual Fee
- Lifetime Free
- Joining Fee
- None
- Reward Type
- cashback
- Best Reward Rate
- 5% on online shopping at amazon
- Forex Markup
- 1.99%
- Domestic Lounge
- None
- Min. Monthly Income
- ₹30,000
- Rates verified
- 2026-10-06
Our verdict
Amazon Pay ICICI is the default card for Amazon shoppers — 5% back for Prime members and 3% for non-Prime with zero annual fee is hard to beat for an everyday card, though it is an invite-only programme. Outside Amazon and Amazon Pay partners, the 1% base rate is ordinary.
Pros
- 5% cashback on Amazon for Prime members — best Amazon rate in India
- 2% at 100+ Amazon Pay partner merchants
- Lifetime free — zero annual and joining fee, forever
- 1% unlimited cashback on all other spends
Cons
- 3% cashback only for non-Prime Amazon members — Prime membership (₹1,499/year) is needed for full benefit
- No lounge access, no travel benefits of any kind
- Invite-only programme, with a minimum income of ₹30,000 a month